Smart tips to build good credit

This post is sponsored by Lexington Law but the content and opinions expressed here are my own. Lexington Law Disclaimer.

When I first came to the US I didn’t know anything about how to have good credit. I first learned about it when trying to apply for credit cards and realizing that since I didn’t grow up here I had no credit history at all and applying for student loans to be able to do my Masters degree wasn’t easy. 

Fast forward a few years, and after I was able to finish my online degree, I still didn’t understand how even missing one payment on your bills could affect your credit score. Life happens, most of us have been there, and I am so happy I found Lexington Law to help me “clean” my credit.
​

Lexington Law is a company that helps people like you and me, and the process is super easy. You start by giving the team at Lexington Law a call and receive a free consultation. After the free consultation they help you by getting an analysis of your credit report, they also help you dispute any unfair charges, they make those stressful calls for you to remove any questionable negatives items that are hurting your consumer’s score, and most importantly, they mentor you to improve your overall credit score so in the future managing your credit is very smooth.

Why Lexigton Law?

You want to get feedback and help to repair your credit score from an actual law firm. Lexington Law  In 2020, Lexington Law provided a total of 2.6 million FREE Credit Report Consultations online and over the phone.
​
Lexington Law clients saw over 7 million removals on their credit reports in 2020 provided over 2 million FREE credit consultations in 2019 alone. These numbers make them the professionals you want to rely on when life is hard. Also Lexington Law’s team is always there to answer my questions and give me advice.

After your free consultation, if you decide to sign up for services, you are able to keep track of the progress of the case by logging into the phone app. Your case is also assigned to a team of professionals that you can email or call anytime between the hours with M-F 7AM-11PM.

After a few meetings with the team I feel more confident and I trust I can pass some of my knowledge to my son as he is moving away for College. He has the tools to be successful and not get in trouble with his credit while living his best life.
​

Here are some of the few tips I have learned so far

• Make a budget and stick to it
• Be smart about credit cards
• Make more than just a minimum payment on all your bills. Pay off the full balance or at least 2 times the minimum payment
• Know your credit score and check it often to make sure there are not inaccurate claims
• When life happens, know who to call for help (hint… Lexington Law!)​

If you want to build your credit or repair it, I recommend calling the team at Lexington Law now for a FREE credit report and consultation

​